Not only does the automatic stay interrupt standard collection calls and letters, it also covers the following actions:
- Any lawsuit against a debtor in bankruptcy
- Garnishment, attachment, repossession, or other collection strategies
- Mortgage foreclosure
- Enforcement of judgments or liens
There are a few exceptions to the automatic stay that generally have to do with child support or alimony obligations. Under some circumstances, a creditor can also ask the bankruptcy court for relief from the automatic stay to resume collection efforts. This is most common when the creditor’s claim is supported by an interest in collateral. We will negotiate with the creditor to protect your interests in these situations.
Contact one of our experienced attorneys at Woodruff Law offices today to learn more about your case and how to stop creditor harassment.